Financial Literacy

This course will be mainly conducted in an omnibus format by experts.
This is an endowed course by Nagano Prefectural Council for Financial Services Information [secretariat: Nagano Office, Bank of Japan].
The course mainly comprises lectures and a few practical sessions.

Finance, life plan, risk, investment trust, work experience

Class 1: Introduction: Life and financial literacy
・Purpose and significance of this course, lecture outline, management policy, etc.
・Changes in social conditions and financial literacy, lifelong wealth, the importance of life and financial planning, scholarship systems, etc.
Class 2: Making money
・Significance of career choice, employment status and lifetime income, income and expenditure management, self-responsibility, and the basics of the social security system, etc.
Class 3: Money and the economy
・Functions of money, the relationship between finance and the economy, the impact of economic fluctuations on life and policy, investing (compound interest, relationship between risk and return, long-term and diversified investment), finance and SDGs, etc.
Class 4: Creating a life plan (1)
・The importance of a life plan, the three major expenses in life, social security systems, etc.
Class 5: Creating a life plan (2)
・Cash flow analysis exercises based on Class 4 (to be submitted at a later date as a take-home assignment)
Class 6: Increasing money (1)
・Significance of asset formation and investment, the relationship between risk and return, risk management methods, the importance of long-term investment, etc.
Class 7: Increasing money (2)
・Structure and characteristics of investment trusts, significance of diversified investment, etc.
Class 8: Passing on money
・The structure and role of trusts in wills, inheritance, business succession, etc.
Class 9: Preparing for risks (1)
・Risk and the role of insurance, how life insurance works, how to use it across different life stages, etc.
Class 10: Preparing for risks (2)
・Risks in daily life and the role of insurance, role and use of non-life insurance, etc.
Class 11: Borrowing money
・The role of financial intermediaries such as banks, various payment methods, housing loans, credit cards, consumer loan systems, etc.
Class 12: Protecting yourself
・Unscrupulous business practices to which students and young professionals are likely to fall victim, financial product fraud and preventive measures, etc.
Class 13: The regional economy and finance
・The role of regional banks in regional economies, the role of regional banks in regional revitalization, etc.
Class 14: Creating a life plan (3)
・Discussing the Class 5 assignment, confirming important knowledge and know-how, etc.
Class 15: Summary
・Reviewing important matters, answering questions from all lectures, etc.
・Fifteen-minute course survey
Class 1: Exam

Syllabus (Japanese site only)